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In business, there are times when you have to say goodbye. It can be for a variety of reasons such as a business partner who no longer fits the needs of a company or finding someone else who can do a better job at a better price. When it comes to the financial advisor working on a retirement plan, there are certain instances where a plan sponsor would be wise to retire their retirement plan advisor because an advisor who no longer fits the needs of their plan increases their potential liability as a fiduciary. It’s very tough to say goodbye, but it beats putting the plan and company at risk to continue that relationship.
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